Visa Balance Transfer

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Reduce your high-interest rate balances to 4.99% APR*

Move high-interest rate balances from other credit cards to your MCFCU Visa and save big!

It’s really easy to do. Simply bring us your most current credit card statement and we will take it from there.

Lock in your Visa balance transfer rate until it’s paid off

  • High-interest rate credit cards
  • Gas cards
  • Department store cards
  • No balance transfer fee
  • No cash advance fee
  • Low rate locked in until transferred balance is paid off

Important Information

  • 4.99% APR* applies to transferred balances only, the standard 10.99% APR* applies to all other MCFCU Visa purchases.
  • Transferred balances must come from non-Mission City FCU credit cards.
  • Payment application will be modified to transferred balances last, then for each balance category accordingly. Payments in excess of minimum payment will continue to apply based on rate, high to low.

Not an MCFCU Visa card holder?

Apply Here

*Annual Percentage Rate. Transfer balance rate applies to transfer balances only. MCFCU Visa balances do not qualify for this rate. Advertised rate is lowest available. All programs, rates, terms and conditions are subject to change at any time without notice.

1391 Franklin Street,
Santa Clara, CA 95050

Phone: (408) 244-5818
Toll Free: (888) 361-1894
Fax: (408) 244-9390

Debit Card Lost/Stolen Hotline: (800) 472-3272

Visa Credit Card Lost/Stolen Hotline: (800) 325-3678

Routing Number: 321177447

NMLS # 490777

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