Loan Rates
Auto, Boat, RV, Motorcycle Refinance
Term | APR as low as | Description |
---|---|---|
90 Days No Payments | Meet or beat your current rate! | Not available for existing Mission City FCU loans |
New/Used Vehicles Rates
Term | APR as low as | Monthly Payment / $1000.00 |
---|---|---|
Up to 72 Months | 5.99% - 12.99% | $16.57 - $20.07 |
Up to 84 Months | 6.49% - 13.49% | $14.84 - $18.46 |
Electric/Plug-in Hybrid Vehicles
Term | APR as low as | Monthly Payment / $1000.00 |
---|---|---|
Up to 72 Months | 5.74% - 12.74% | $16.45 - $19.94 |
Up to 84 Months | 6.24% - 13.24% | $14.72 - $18.32 |
New/Used Boats, RVs, Motorcycles, etc.
Term | APR as low as | Monthly Payment / $1000.00 |
---|---|---|
Up to 120 Months | 7.24% - 14.24% | $11.74 - $15.69 |
Up to 180 Months3 | 8.24% - 15.24% | $9.70 - $14.17 |
Up to 240 Months4 | 8.49% - 15.49% | $8.68 - $13.55 |
VISA® Card Rates
Card Type | APR | Description |
---|---|---|
Credit Card | 10.99% | No annual fee $25,000.00 maximum limit |
Share Secured | 10.99% | No annual fee $25,000.00 maximum limit |
Signature Rates
APR | Monthly Payment / $1000.00 | |
---|---|---|
Line of Credit | 9.50% - 16.50% | $21.01 - $24.58 |
Closed End | 9.50% - 16.50% | $21.01 - $24.58 |
Share Secured Rates
Term | APR | Description |
---|---|---|
5 year max | 5.00% above share dividend rate | Fixed Rate |
Debt Cancellation Loan
Type | APR as low as | Monthly Payment / $1000.00 |
---|---|---|
Up to 60 months | 8.99% | $20.76 |
*$25,000 maximum loan amount |
Home Equity Line of Credit
Type | APR as low as | Description |
---|---|---|
Line of Credit | 8.25% | • 25 year term, 10 year draw period, 15 year repayment period • $500K maximum |
Home Loans: 1st Lien
Type | APR | Monthly Payment / $1000.00 |
---|---|---|
10 Year Fixed | 6.00% - 13.00% | $11.11 - $14.93 |
15 Year Fixed | 6.25% - 13.25% | $8.58 - $12.82 |
20 Year Fixed | 6.50% - 13.50% | $7.46 - $12.09 |
Borrow up to $500,000 |
Home Loans: 2nd Lien (70% LTV or less)
Type | APR | Monthly Payment / $1000.00 |
---|---|---|
10 Year Fixed | 7.25% - 14.25% | $11.74 -$15.68 |
15 Year Fixed | 7.50% - 14.50% | $9.28 - $13.66 |
70% LTV or less, up to $500,000 |
Home Loans: 2nd Lien (70 - 80% LTV)
Type | APR | Monthly Payment / $1000.00 |
---|---|---|
10 Year Fixed | 7.50% - 14.50% | $11.88 - $15.83 |
15 Year Fixed | 7.75% - 14.75% | $9.42 - $13.83 |
70.01% - 80% LTV, up to $500,000 |
Savings Rates
Yield Plus Checking
Account | Minimum to earn dividend | APY* |
---|---|---|
Yield Plus Checking* | $0.00 | 3.00% |
*To earn dividends, do the following between each monthly cycle: at least 10 debit/credit transactions (Non-ATM), have at least 1 regular direct deposit for $100 or more, be enrolled in estatements. 3.00% APY dividends are paid when all monthly qualifications are met based on your average daily balance up to $10,000 and 0.10% APY thereafter.
Share Certificates
Account | Minimum to earn dividend | APY |
---|---|---|
6-Month Fixed Rate | $2,500.00 | 2.75% |
12-Month Fixed Rate | $2,500.00 | 4.00% |
24-Month Fixed Rate | $2,500.00 | 4.00% |
24-Month Jumbo Fixed Rate | $100,000.00 | 4.05% |
36-Month Fixed Rate | $2,500.00 | 3.50% |
*Penalties may be applied for early withdrawals. Contact one of our member service representatives for more details.
Money Markets
Account | Minimum to earn dividend | APY |
---|---|---|
$2,000 - $9,999.99 | $2,000.00 | 0.75% |
$10,000.00 - $99,999.99 | $10,000.00 | 1.10% |
$100,000 and up | $100,000.00 | 1.20% |
The Mission City Money Market Account is a tiered, variable rate account. Interest is paid at tier rates on balances within each tier. The required minimum opening deposit is $2,000. Ongoing APYs and tiers may change at any time without notice. Limit one Money Market Account per account number.
Savings (Share) Accounts
Account | Minimum to earn dividend | APY* |
---|---|---|
Regular Shares | $10.00 | 0.10% |
Secondary Shares | $5.00 | 0.10% |
Vacation Club | $5.00 | 0.10% |
Holiday Club | $5.00 | 0.10% |
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