Personal and Other Loans

Need to make a major purchase? There's a loan for that.

We'll help you find a loan that fits your budget and goals.

Debt Cancellation Loan

Get a clean slate. Pay off your debts with an Mission City FCU Debt Cancellation Loan and get your credit back on track. Use a Debt Cancellation Loan to consolidate higher interest rate debt into one low monthly payment.

FEATURES:

  • 60-month max term
  • $25,000.00 max limit
  • Existing Mission City FCU loans not eligible
  • APR* as low as 8.99%
  • Approximate monthly payment per $1,000 borrowed: $20.76

Signature Loan – Closed End

Whatever it is you're looking to accomplish, there's a loan for that! We have options to fit your unique needs.

FEATURES:

  • 60-month max term
  • Up to $50,000.00
  • No collateral required
  • APR* as low as 9.50% - 16.50%
  • Approximate monthly payment per $1,000 borrowed: $21.01 - $24.58

Signature Loan – Share Secured

Let your money work for you by borrowing against your Mission City FCU savings and receive a low-rate loan and continue to earn interest.

FEATURES:

  • 48-months max term
  • 5.00% above share dividend rate
  • Fixed Rate

APR*=Annual Percentage Rate. Actual rate offered is based on credit worthiness factors. Other conditions may apply. Rates subject to change.

Financial Resources for Whatever

As the only financial institution founded and operating exclusively inside of Santa Clara City boundaries, we're committed to the people and future of this community.