Home Loans

We offer several home loan types for Mission City members

1st Mortgage

Contact us for the latest rates.

Second Mortgage

Type APR
10 year fixed 4.99%-11.99%
15 year fixed 5.24%-12.24%

Available Discount: Automatic payment = 0.25%


Home Equity Line of Credit (HELOC)

Type APR
Line of Credit Prime Rate + 0.5%

Available Discount: Automatic payment = 0.25%


APR=Annual percentage rate. Home Equity Lines of Credit (HELOC) are variable-rate loans. Rates are based on the Prime Rate (as published in the Wall Street Journal) plus 0.5%. Maximum cap of 18% APR. All loans subject to credit approval and additional terms and conditions may apply. For full details contact the loan department.

1391 Franklin Street,
Santa Clara, CA 95050

Phone: (408) 244-5818
Toll Free: (888) 361-1894
Fax: (408) 244-9390
Email: memberservices@missioncityfcu.org

Debit Card Lost/Stolen Hotline: (800) 472-3272

Visa Credit Card Lost/Stolen Hotline: (800) 325-3678

Routing Number: 321177447

NMLS # 490777

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