We Offer Several Home Equity Loan Types for Mission City Members
Home Equity Loans: 2nd Lien Fixed Rate
| Type | APR | Monthly Payment / $1000.00 |
|---|---|---|
| 10 Year Fixed | 7.25% - 14.25% | $11.74 -$15.68 |
| 15 Year Fixed | 7.50% - 14.50% | $9.28 - $13.66 |
| 70% LTV or less, up to $500,000 | ||
Home Equity Lines of Credit (HELOC)
Home Equity Loans: 2nd Lien Fixed Rate
| Type | APR | Monthly Payment / $1000.00 |
|---|---|---|
| 10 Year Fixed | 7.50% - 14.50% | $11.88 - $15.83 |
| 15 Year Fixed | 7.75% - 14.75% | $9.42 - $13.83 |
| 70.01% - 80% LTV, up to $500,000 | ||
| Type | APR as low as | Description |
|---|---|---|
| Line of Credit | 8.50% | • 25 year term, 10 year draw period, 15 year repayment period • $500K maximum |
*APR=Annual percentage rate. Home Equity Lines of Credit (HELOC) are variable-rate loans. Rates are based on the Prime Rate (as published in the Wall Street Journal) plus 0.5%. Maximum cap of 18% APR. All loans subject to credit approval and additional terms and conditions may apply. For full details contact the loan department.
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