Credit Cards

credit card transaction

Fixed rates and no annual fees. Transfer balances from your other high-interest rate credit cards to one of our cards, and save big.

Visa Credit Card

  • 10.99% APR fixed rate
  • No annual fee
  • Secure EMV Chip technology
  • Score Card Rewards – redeemable for travel and merchandise

Share Secured Visa

  • 10.99% APR fixed rate
  • No annual fee
  • Secure EMV Chip technology
  • Excellent credit building card
  • Approval guaranteed with MCFCU membership
  • Same rate for every member regardless of credit history
  • $25,000 max limit
  • Limit determined by pledged amount plus 10%

5 Convenient Ways to Make Payments to Your Credit Card

  1. In Person
    We welcome you to come into the branch and make your payment the old-fashioned way.
  2. By Phone
    Call us during business hours and we’ll gladly assist you.
  3. By Mail
    You can mail in your payment to 1391 Franklin Street, Santa Clara, CA 95050.
  4. Via Online Banking Transfer
    Please note: making a transfer may take up to 48-hours to process.
  5. Via is like eStatements for your credit card. Once logged in, you can view transactions, make payments and more.


Ready to get your Mission City FCU credit card?


Please report your lost or stolen Visa card here:

Lost/Stolen Visa Hotline: (800) 325-3678
Visa Customer Service: (800) 237-6211

APR = annual percentage rate.
Programs, rates, terms and conditions subject to change at any time without notice.

1391 Franklin Street,
Santa Clara, CA 95050

Phone: (408) 244-5818
Toll Free: (888) 361-1894
Fax: (408) 244-9390

Debit Card Lost/Stolen Hotline: (800) 472-3272

Visa Credit Card Lost/Stolen Hotline: (800) 325-3678

Routing Number: 321177447

NMLS # 490777

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