Checking

Getting more for less is always better. That’s why our monthly service charge is lower than the big banks and easier to waive.

Our Yield Plus Checking Account
offers the following features:

  1. 3% dividend when qualifications are met
  2. No monthly service charges with $100.00 minimum average daily balance ($7.00 if below minimum average daily balance)

AccountMinimum to earn dividendAPY*
Yield Plus Checking*$0.00 3.00%
Current as of November 15, 2024 *APY=Annual Percentage Yield.
*To earn dividends, do the following between each monthly cycle: at least 10 debit/credit transactions (Non-ATM), have at least 1 regular direct deposit for $100 or more, be enrolled in estatements. 3.00% APY dividends are paid when all monthly qualifications are met based on your average daily balance up to $10,000 and 0.10% APY thereafter.

*APY = Annual Percentage Yield. APYs accurate as of 09/01/2023. Rates, fees, services and programs may change after account is opened without notice. If qualifications are met each monthly qualification cycle, you will earn 3.00% APY based on your average daily balance, up to $10,000.00, and 0.10% thereafter, in that qualification cycle. If qualifications are not met, your Yield Plus Checking will earn no dividends.

Visa Debit Card Angled

FREE with every Checking Account

VISA® Debit Card

  • Convenient card access to your Mission City FCU Checking Account
  • Secure EMV Chip Technology
  • Free ATM transactions at over 30,000 CO-OP Network ATMs
  • Free Debit Card security app

Financial Resources for Whatever

As the only financial institution founded and operating exclusively inside of Santa Clara City boundaries, we're committed to the people and future of this community.